On Thursday, December 18, President Donald Trump signed an executive order declaring Christmas Eve (Dec. 24) and December 26 as official federal holidays.
This decision affects a wide range of federal operations, particularly nonessential offices.
Impact on Federal Offices and Banks
With the new executive order in place, many federal offices will be closed from Wednesday, December 24, through Friday, December 26. This includes various government agencies, which will follow the typical holiday schedule.
As a result, people might be wondering whether their local banks will remain open during this period, especially since banks typically follow federal holiday schedules.
Are Banks Open on Christmas Eve 2025?
While many banks will remain open on Christmas Eve, their hours will be adjusted. Most financial institutions will operate with reduced hours, offering limited services to accommodate the holiday schedule.
TD Bank will be the exception, maintaining regular business hours on December 24. However, most other banks will adjust their hours as follows:
- Bank of America: 9:00 a.m. – 2:00 p.m.
- Capital One Bank: 9:00 a.m. – 2:00 p.m.
- Chase: 9:00 a.m. – 2:00 p.m.
- Citibank: 9:00 a.m. – 2:00 p.m.
- HSBC: 9:00 a.m. – 3:00 p.m.
- Kearny Bank: 9:00 a.m. – 2:00 p.m.
- M&T Bank: 9:00 a.m. – 3:00 p.m.
- PNC Bank: 9:00 a.m. – 2:00 p.m.
- Santander Bank: 9:00 a.m. – 3:00 p.m.
- Spencer Savings Bank: 9:00 a.m. – 3:00 p.m.
- TD Bank: 9:00 a.m. – 5:00 p.m.
- Truist Bank: 9:00 a.m. – 2:00 p.m.
- Wells Fargo: 9:00 a.m. – 12:00 p.m.
If you need to visit a bank on Christmas Eve 2025, expect most institutions to operate on reduced hours, with TD Bank being the exception.
It’s advisable to confirm the exact operating hours of your local branch, as they may differ from the standard hours listed above.
FAQs
Will all banks be closed on Christmas Eve 2025?
No, most banks will remain open, but with reduced hours. TD Bank is the only one maintaining normal business hours.
How can I find my local bank’s hours for Christmas Eve 2025?
Check with your local bank branch directly to confirm their specific holiday hours, as they may vary by location.
What time will Wells Fargo close on Christmas Eve?
Wells Fargo will close at 12:00 p.m. (noon) on Christmas Eve, December 24, 2025.
