Accessing Grants & Tax Credits: Assisting businesses with applications that can result in tax credits for research & development, job creation, special zone or applications that can result in grant funding for specific projects.

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Business Investment: Direct investments in promising technology-oriented companies throughout the Commonwealth to fund critical commercialization activities and growth needs. Also invests in select seed and early-stage PA venture funds, provides support for angel investor groups, sponsors business plan competitions and is involved with initiatives designed to give new entrepreneurs the capital-raising tools to attract funding.

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Ben Franklin Partnership

Business Lending: Stimulates business expansions leading to the creation and retention of jobs by providing low-interest financing. Staff works with eligible businesses to package loans to support projects utilizing all public funding sources working with commercial lenders.

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Buyouts: A company’s management and/or employees are often the most logical successors to current ownership. Well-structured employee buyouts can offer particular advantages, including tax benefits to owners as well as long-term job security to employees. Assistance is provided to employees and owners to determine the best strategy for a given situation, followed by implementation assistance.

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SEWN

Financial Analysis: Assistance is provided to help a business better manage and utilize their financial resources including pro forma cash budget, forecasting, cash flow analysis, and debt restructuring etc.

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Financial Proposal Development: Assistance is provided to prepare projected financial statements and other financial information necessary when applying for a loan.

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St. Francis Small Business Development Center

Financing Identification and Packaging: Assistance to identify and apply for available and applicable funding programs.

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